• Hueristic_Autistic@lemmy.world
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    8 days ago

    Ughhhh what? Again I hate to hate on people who did good in life. You gotta step up your game and find a profession that can earn you above that wage as well as pay off the student loan which if you don’t choose the minimal w/the longest time to pay it off, with a ridiculous apr, so you won’t be trapped in a financial hole.

    But I think that 280k$/yr should be the max anyone can potentially earn and I think you should have to pay 2% more overall in taxes per year on everything city, state and federal once you make over 120k$. For example your excise tax, city water bills and even phone bills would be 2% more.

    Not groceries and clothes/general retail. so like credit card bills, Spotify, Netflix wouldn’t be more in taxes. Phones are needed in today’s society, like you can’t do a lot without it. So it would be extra in taxes.

    • 5318008@lemmy.ml
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      8 days ago

      You gotta step up your game and find a profession that can earn you above that wage

      Above median salary? What about the fact that, by definition, 50% of people won’t be able to do that?

      Okay, okay, so wages rise over time, and eventually 99% of people are making above 66k… but then the new median will be, like, 150k, and everything in society will be priced accordingly, and some other person will have the great advice that “You gotta step up your game and find a profession that can earn you above that wage” again ignoring the fact that, by definition, 50% of people cannot do that.

      No. The solution is not to tell people to work harder, or just find a better job. You want a society where people clean the rooms in hotels, right? What would happen if all cleaning staff took your advice?

      At the bare minimum for this conversation, we should ensure that people making median income have a good quality of life. At the bare minimum for an ethical society, wages would not be the metric that determines whether someone deserves a good quality of life.

      • Hueristic_Autistic@lemmy.world
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        8 days ago

        Ever think that the 50% that can do it, should while they can before that kind of hyper inflation happens and like maybe boost the morale with advice on how not to trap yourself in a predatory ass loan or give a list of things you did to achieve your goals that got you into a position where you feel financially comfortable.

        I mean shit I’m on food stamps but I found a goal that’s gonna make bank in less than 2 years plus I can pay it off in 2 years on a payment plan. I’m gonna be making six figures in less than 5 years. I am more than happy. I’m stepping up my fucking game.

        • Hueristic_Autistic@lemmy.world
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          6 days ago

          My biggest example is I completed an accredited cannabis retail specialist certification program in 2024, it was 860$ I got a coupon code at the time and paid 680$ total.

          That same program is now has a going rate of 1900$. In 2 years it’s more than doubled.

          So if you want to do a certification program, have the credit and motivation as well as the ability to either pay outright or put a payment plan on a certification program, you should do it now before they’re more expensive in 2 years.