Feels kind of like the Goomba fallacy. But sure, there are definitely people like this holding similar opinions, however it is usually more nuanced than how it is presented here.

Not saying that the hypothetical situation of OP is impossible, some insurance companies will definitely try to do something like this and we, the people, should prevent anything like that to happen. However: even if such a system were implemented, it will be an AI trained specifically on the data related to health and life and death. It won’t be a fucking LLM 😭 there might be an LLM on top of it to make the prediction more legible, but the actual prediction would be done by a specialized AI.

Well, how else do you want to achieve 100% compatibility? Don’t discriminate the viruses like that!

Except they actually can start working on the emulation before they have GTAVI files decrypted: previous GTAs and I think also RDR use the same game engine. Of course there will still be more work to be done after having the decrypted files, but before that you can already get something that can emulate some parts of the underlying game engine.

The reason was literally so they could have some interesting facts for customers to talk about at the “pub” 😭

That may be true, but there is no harm in making sure the emulation is as functional as it can be made before this encryption key problem inevitably gets solved.

If you first wait for the encryption keys you’ll suddenly discover you have yet to make the emulation actually work.

This is pure gold