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If you’re asking that question you’re probably already at lower risk. Just think of scammers calling up your grandparents or something like that; they pretend to be Microsoft, ask for the user’s credentials, attempt to sign in, then ask for the user’s one time passcode. You can get more elaborate setups but that’s the gist.

Pedantry. Guising has Celtic origins, you don’t need to live in the Americas to dress up for Halloween.

Guising predates the USA, you don’t need to be American to dress up on Halloween.

To some extent, sure, but noise pollution is a much bigger problem in cities designed for cars compared to cities designed for people or public transport. If you’re in a car-centric city chances are you’re hearing much more car noise than all other city noise combined, to such an extent that it will negatively affect your health.

But that’s an infrastructure problem, screaming at some random driver doesn’t help anyone.